ANNUALIZED PERCENTAGE RATE (APR)
- ANNUALIZED PERCENTAGE RATE (APR)
- Годовая процентная ставка
Стандартная процентная ставка по кредитам в годовом исчислении, рассчитываемая по формуле: APR = [(1 х/100)у - 1] где x - процентная ставка, котируемая за определенный период (например 2% в месяц), а y - количество таких периодов (например месяцев) в году. В Великобритании согласно закону о потребительском кредите 1974 г. котировка APR является обязательной для всех кредитных учреждений, что позволяет потребителю правильно ориентироваться при выборе кредитора. Ранее практиковалась котировка процентной ставки, которая рассчитывалась на основе исходной суммы кредита. Эта процентная ставка казалась ниже, что вводило людей в заблуждение.
Новый англо-русский словарь-справочник. Экономика. — М.: Флинта, Наукa.
О.В. Сиполс.
2010.
Смотреть что такое "ANNUALIZED PERCENTAGE RATE (APR)" в других словарях:
annualized percentage rate — annual percentage rate or annualized percentage rate noun An interest percentage rate (as for hire purchase and loan agreements) calculated and expressed on an annual basis (abbrev APR) • • • Main Entry: ↑annual … Useful english dictionary
Annual percentage rate — Parts of total cost and effective APR for a 12 month, 5% monthly interest, $100 loan paid off in equally sized monthly payments. The term annual percentage rate (APR), also called nominal APR, and the term effective APR, also called EAR,[1]… … Wikipedia
annual percentage rate — ( APR) The total financing costs associated with a loan on an annualized basis, divided by the amount borrowed. As defined by Federal Reserve Regulation Z and the Truth in Lending Act, this is a precisely calculated measure of the cost of a loan … Financial and business terms
annual percentage rate — noun : a measure of the annual percentage cost of consumer credit (as in installment buying or a charge account) that is required by law to appear on statements of credit accounts and is variously computed but always takes into consideration the… … Useful english dictionary
Apr — abbr. annual or annualized percentage rate (esp. of interest on loans or credit). * * * noun the month following March and preceding May • Syn: ↑April • Hypernyms: ↑Gregorian calendar month • Part Holonyms: ↑Gregorian calendar, ↑ … Useful english dictionary
APR — ► ABBREVIATION ▪ annual (or annualized) percentage rate … English terms dictionary
APR — annual percentage rate (APR) The total financing costs associated with a loan on an annualized basis, divided by the amount borrowed. As defined by Federal Reserve Regulation Z and the Truth in Lending Act, this is a precisely calculated measure… … Financial and business terms
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